Finance

American Couples Should Count on Needing At Least This Much Money For Retirement Monthly

For a married couple approaching retirement, few things carry more significance than knowing how much income they’ll need to maintain financial stability and live comfortably after they stop working.

Budgeting for retirement involves estimating your post-retirement income and calculating your essential and discretionary expenses. This approach helps you to avoid financial pitfalls and increases the chances your golden years will be enjoyable and worry-free.

Here are practical, step-by-step instructions to create an effective retirement budget. Discussing your situation and objectives with a financial advisor will let you create a viable plan for a comfortable retirement.

TECH

Galaxy S24 Ultra's rumored pricing might hit you in the wallet

Word has come around about Samsung's upcoming Galaxy S24 series pricing in Europe with good news for two of three models.

According to GalaxyClub (Netherlands), Samsung's upcoming flagship phones in Europe might be priced slightly lower than expected — except for one. The publication suggests the following prices for the series:

Galaxy S24: 128GB for €899 / 256GB for €959

Galaxy S24 Plus: 256GB for €1,149 / 512GB for €1,269

Galaxy S24 Ultra: 256GB for €1,449 / 512GB for €1,569 / 1TB for €1,809

CRYPTO

Cryptocurrencies gain more than half a trillion in value despite controversies

The global value of cryptocurrencies surged by more than $800bn (£631bn) in 2023 as investors continued to pile into the speculative assets despite a series of scandals, bankruptcies and tougher regulation.

After losing more than half their value in the 12 months to December 2022, digital coins rebounded over the last year – with the whole sector worth roughly $1.6 trillion at Christmas.

WHAT WE’RE READING

THE HUSTLE - Business owners and decision makers, entrepreneurs, CEOs, small business owners, founders

The 1 Minute Question - Business owners, entrepreneurs, or people who start a new project, who are interested in mindset optimization, entrepreneurship, motivation, business, being more productive

Every Day is Saturday - interested in the financial and lifestyle aspects of retirement. Subscribers will get our latest podcast episodes as well as offers for retirement-specific courses, webinars, books, and much more.

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